In this we are preparing detailed report for Loans upto Rupees 1 crores for Cash credit and term loans both. The process of initializing loan , processing them and dispatch to the customer.A term loan is usually a monetary loan that is repaid in regular payments over a set period of time. The duration of term loan can be one to 10 years or as long as 30 years. A term loan usually involves an unfixed interest rate that will add additional balance to be paid.