Understanding direct payments for healthcare is crucial for those seeking more control over their medical and personal care needs. With Personal Health Budgets (PHBs), individuals can allocate funds to access tailored healthcare services, ensuring their specific requirements are met without unnecessary delays. A Secure Personal Assistant can help manage these budgets efficiently, ensuring that payments are processed correctly while complying with regulations. By utilising direct payments, patients can hire caregivers, purchase essential medical supplies, or arrange specialised treatments that