If your business operates in a high-risk industry, you may need to apply for a high-risk merchant account if you plan on using credit transactions. These industries tend to have a higher risk of chargebacks and fraud than traditional industries. Examples of industries that will need a high-risk merchant account include bankruptcy attorney, online gaming, pawnshops, life coaching, and drug paraphernalia. If you fall into a high-risk category, you may find it extremely difficult to find the perfect merchant account for your business. We’ve outlined a few tips below that can help you secure a merchant account for your business.